According to the U.S. Social Security payment schedule for 2025, July 9 is the turn for the second group of SSDI beneficiaries. Beneficiaries born between the 1st and 10th will receive their benefit through their bank account or the Direct Express card associated with their SSA profile. Those beneficiaries who also receive SSI are not included, as the group of people who receive dual benefits always do so on day 1.
The total SSDI payment can be $4,018 per month, but the current average is set at $1,537, with a cost-of-living adjustment (COLA) applied. If you think your total income is significantly lower than it should be, you can check your work history at mySSA.gov. Those born between the 11th and 20th should not despair! Your turn will come on July 16, 2025!
SSDI
SSDI is Social Security Disability Insurance offered by the Social Security Administration (SSA) in the United States. It is linked to each beneficiary’s work history. Among the requirements to be eligible to receive this assistance are:
- Having a disability.
- Having been active in the work force, paying Social Security taxes as a percentage of your wages.
- Factors such as age, type of illness, and disability are also taken into account.
SSDI payment
The Social Security Administration (SSA) organizes the payment of this type of assistance according to the date of birth of the beneficiary. Thus, they divide the payments into different dates. Those beneficiaries born between the 1st and 10th belong to the first group, and receive their payment on July 9, 2025. On the other hand, those born between 11 and 20 will receive their turn on July 16 of the same year. Depending on the income received and the time worked, the total amount to be received can reach $4,018 per month. However, the reality is different. The data shows that the average SSDI beneficiaries receive $1,537 per month.
What happens to beneficiaries who also receive SSI? The payment to people who receive both benefits does not respond to these characteristics. All recipients who receive a dual benefit receive their income on the 1st of each month. How do I receive my SSDI payment? Payment is made directly to the beneficiary’s bank account, or through the Direct Express card linked to your SSA profile.
How much should I receive?
The total amount Social Security offers depends on how many years you have worked and whether you have paid monthly Social Security taxes, as well as your average salary and cost-of-living adjustment (COLA). To view this information, you can access your Social Security (SSA) profile at mySSA.gov. Similarly, if you feel that the amount received is unreasonably low or does not match your work history, you can complain to Social Security and submit information that demonstrates the error.
Some beneficiaries believe that the amount may vary due to the application of the cost-of-living adjustment (COLA), but this is not the case. You should remember that this percentage was already applied in January, and there have been no changes since then, so there will be no change in the amount. If there is any change in the COLA, it will be announced in October 2025, effective in 2026.
What do I have to do to receive my SSDI?
If you have already applied for assistance, you do not have to do anything at all. Just wait until you receive your amount. And verify that it is correct and matches your work history. In case you have not applied for it, you will have to access the official website of the Social Security Administration and, after verifying that you are eligible, apply for the procedure to receive it.
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