The second group of Social Security Disability Insurance (SSDI) beneficiaries will receive their payments beginning July 16. In order to receive your payment without incident, you must be up to date on the requirements that you must meet in order not to lose access to your benefits. If you are a beneficiary of this assistance and also receive other types of income, you must make sure that it does not exceed $1,530 or $2,590, depending on the case.
If your total income has changed, you must report this to Social Security by logging into mySocialSecurity and updating your information. You must remember that the amount to be received already includes the increase of the Cost of Living Adjustment (COLA), which is always applied at the beginning of the year.
Social Security Disability Insurance (SSDI)
Social Security Disability Insurance (SSDI) is a Social Security Administration (SSA) program funded by payroll taxes. It is a monthly payment for people with a recognized disability, partial or total blindness. There are a number of requirements to be eligible for this type of assistance, such as having a disability and work history. In addition, the total income received per month is also taken into account.
Second SSDI payment, July 16
The SSDI disbursement is divided in batches according to the date of birth of the beneficiaries, so that several groups are created. On July 16, 2025, it is the turn of the second group, consisting of beneficiaries born between the 11th and 20th of the month. However, there are a number of factors that could affect the amount of the benefit, or even prevent you from receiving it. Why does this happen? The Social Security Administration does not consider receiving other income or even working as an SSDI beneficiary to be disqualifying. However, it has established thresholds that determine the maximum amounts to be received. If these are exceeded, your SSDI benefits may be affected.
What do I need to consider to keep my monthly amount the same?
The Social Security Administration (SSA) has implemented maximum income thresholds to ensure that the amounts received are equitable. Some people have a disability that completely limits them from working, while others are able to combine it with a part-time job. That is why it is important to update the Administration on changes in income, so that reductions or cancellations of benefits do not come as a surprise.
If you are an SSDI beneficiary, you should be aware of the following thresholds:
- Monthly income must be less than $1,530 if you are not blind.
- If you are blind, it increases to $2,590.
How do I make sure I am within the established threshold?
Very easy. You have to keep track of the income you generate monthly, and verify that it does not exceed the maximum. If you doubt the exact amount, you can access your work history through mySocialSecurity, as long as you have kept your work information up to date.
There is one exception to the income cap. This is if you are on a Trial Work Period (TWP). In this case, you can earn more than the established limits without risk of losing your assistance, as long as it is for a limited period of time. If you have any doubts about your current work status, you can request a work status verification letter from the Social Security Administration by calling or visiting an office.
COLA and SSDI
Remember! COLA adjustments have already been applied to the total amount of aid, as they are only implemented once a year, in January. Other than the Cost of Living Adjustment, there are no other increases or decreases that your aid may experience, unless an extraordinary decision is made.
An increase in the amount of Social Security checks is foreseen, are you one of those affected?